Buy a business with confidence

Professional three-way forecasts formatted to meet bank and lender requirements, minimising lender questions with ongoing support available throughout the approval process.

Our forecasts are specifically designed to meet bank requirements and address their key concerns, dramatically increasing your chances of approval and keeping your purchase timeline on track.

What we do:

• Professional three-way forecasts (P&L, balance sheet, cash flow)
• Realistic projections based on industry benchmarks
• Formatted to bank and lender requirements
• Ongoing support available through the approval process
• Clear presentation of assumptions and growth drivers that minimise lender questions

Why it matters:

A professional, realistic forecast demonstrates you understand the business and have a credible plan.

Our forecasts are carefully crafted to meet banking requirements and address the key concerns that lenders prioritize.

Drawing on decades of experience working directly with banks and financial institutions, we know how to position your application for success - dramatically improving your approval odds and keeping your purchase timeline on track.

Proven results:

"The bank forecasts he prepared were immediately accepted by the bank stating 'that is exactly what we need to see.' I have no hesitation recommending Richard to anyone needing due diligence support or financial modelling." - Ashton

"Richard provided the financial forecasting and due diligence we needed to confidently purchase a childcare centre. His thorough analysis and clear projections gave us solid understanding of the business' potential." - Sheryl

Financial due diligence is an independent scrutiny of the historical financial statements on which the vendor has based their asking price. Our comprehensive analysis ensures you understand the true value of your investment and can either gain confidence or avoid costly mistakes.

What we do:

• Verification of vendor financial claims and figures
• Analysis of historical financial performance
• Identification of financial risks and opportunities
• Clear, honest financial assessment of what you're really buying
• Assessment of working capital requirements

Why it matters:

The vendor's financials only tell part of the story. Professional due diligence uncovers inflated claims and financial red flags that could cost you thousands.

Our clients have avoided purchasing businesses with declining revenue trends and overstated profits. Don't rely on the vendor's numbers alone - get an independent expert assessment before you commit.

Proven results:

Richard worked on the due diligence of three early childhood centres, uncovering issues in the financials presented by the vendor that saved me from a costly mistake." - Ashton

Buying the business is just the beginning. Our business consultant and business advisor services provide ongoing support as you transition into ownership and optimize your investment for growth and profitability.

Get expert financial leadership and ongoing business advisor support without the full-time CFO cost. Our virtual CFO and financial advisory services help you manage cash flow, make informed decisions, and position your business for sustainable growth.

What we do:

• Virtual CFO services providing part-time strategic financial leadership
• Budgeting and cashflow forecasting to navigate your financials confidently
• Financial performance analysis and management reporting
• Profitability analysis by product, service, or customer
• Board reports and financial presentations
• Support for funding applications and investor relations

Why it matters:

Cashflow problems and poor financial management kill more businesses than anything else - especially after acquisition when you're juggling purchase debt, operational changes, and growth investments.

Growing businesses need sophisticated financial management but often can't afford a $250K+ full-time CFO. Our business advisor approach gives you executive-level financial expertise to make better decisions, manage cash effectively, and identify profit improvement opportunities.

Proven results:

• 30+ years executive-level financial leadership experience
• Led financial teams of up to 40 staff
• Financial Director for businesses turning over $1.25b in sales
• 25+ years of preparing and delivering board reports
• Implemented financial systems in multiple organizations

Transform your acquisition into a high-performing business with our operations consultant and business advisor expertise. We help you streamline operations, implement better systems, and execute strategic improvements that maximize your investment value.

What we do:

• Systems and process improvement for operational efficiency
• Technology implementation with change management
• Strategic planning and implementation support
• Operational efficiency frameworks and KPI systems
• Project and change leadership for major initiatives
  

Why it matters:

Strategy without execution is just wishful thinking. As your operations consultant and business advisor, we help you develop actionable plans you can actually implement, with the structure and support to make them happen.

Smart operational improvements free up your team's time, reduce costs, and create the capacity to scale profitably without proportionally increasing headcount.

Proven results:

• 50% productivity improvements within 12 months
• 24% improvement in business excellence metrics
• Cost savings exceeding $1.3m through operational improvements
• $160K+ profit increase delivered in 12 months
• 2 FTE admin reductions through automation and process optimisation
• Successfully led 300+ person office relocations and major change initiatives

Want to learn more about growing your business?  Visit our Growing a Business page for detailed information about our business consultant and operational efficiency services.